diff --git a/activerecord/lib/active_record/associations/singular_association.rb b/activerecord/lib/active_record/associations/singular_association.rb
index c360ef1b2c..c44242a0f0 100644
--- a/activerecord/lib/active_record/associations/singular_association.rb
+++ b/activerecord/lib/active_record/associations/singular_association.rb
@@ -41,7 +41,8 @@ def create_scope
         def get_records
           if reflection.scope_chain.any?(&:any?) ||
               scope.eager_loading? ||
-              klass.current_scope
+              klass.current_scope ||
+              klass.default_scopes.any?
 
             return scope.limit(1).to_a
           end
diff --git a/activerecord/test/cases/associations/belongs_to_associations_test.rb b/activerecord/test/cases/associations/belongs_to_associations_test.rb
index 25555bd75c..bcd0cf82d5 100644
--- a/activerecord/test/cases/associations/belongs_to_associations_test.rb
+++ b/activerecord/test/cases/associations/belongs_to_associations_test.rb
@@ -57,6 +57,35 @@ def test_belongs_to_with_primary_key_joins_on_correct_column
     end
   end
 
+  def test_default_scope_on_relations_is_not_cached
+    counter = 0
+
+    comments = Class.new(ActiveRecord::Base) {
+      self.table_name = 'comments'
+      self.inheritance_column = 'not_there'
+
+      posts = Class.new(ActiveRecord::Base) {
+        self.table_name = 'posts'
+        self.inheritance_column = 'not_there'
+
+        default_scope -> {
+          counter += 1
+          where("id = :inc", :inc => counter)
+        }
+
+        has_many :comments, :class => comments
+      }
+      belongs_to :post, :class => posts, :inverse_of => false
+    }
+
+    assert_equal 0, counter
+    comment = comments.first
+    assert_equal 0, counter
+    sql = capture_sql { comment.post }
+    comment.reload
+    assert_not_equal sql, capture_sql { comment.post }
+  end
+
   def test_proxy_assignment
     account = Account.find(1)
     assert_nothing_raised { account.firm = account.firm }