diff --git a/lfs/client.go b/lfs/client.go
index 5f2c2da4..9dbe5077 100644
--- a/lfs/client.go
+++ b/lfs/client.go
@@ -515,16 +515,6 @@ func doApiRequestWithRedirects(req *http.Request, via []*http.Request, useCreds
 	var creds Creds
 	if useCreds {
 		c, err := getCredsForAPI(req)
-		if c == nil || len(c) < 1 {
-			errmsg := fmt.Sprintf("Git credentials for %s not found", req.URL)
-			if err != nil {
-				errmsg = errmsg + ":\n" + err.Error()
-			} else {
-				errmsg = errmsg + "."
-			}
-			return nil, errors.New(errmsg)
-		}
-
 		if err != nil {
 			return nil, err
 		}
diff --git a/lfs/credentials.go b/lfs/credentials.go
index 65a98032..1d9b7f48 100644
--- a/lfs/credentials.go
+++ b/lfs/credentials.go
@@ -2,6 +2,7 @@ package lfs
 
 import (
 	"bytes"
+	"errors"
 	"fmt"
 	"net/http"
 	"net/url"
@@ -109,9 +110,17 @@ func fillCredentials(req *http.Request, u *url.URL) (Creds, error) {
 	}
 
 	creds, err := execCreds(input, "fill")
+	if creds == nil || len(creds) < 1 {
+		errmsg := fmt.Sprintf("Git credentials for %s not found", u)
+		if err != nil {
+			errmsg = errmsg + ":\n" + err.Error()
+		} else {
+			errmsg = errmsg + "."
+		}
+		err = errors.New(errmsg)
+	}
 
-	if err != nil || creds == nil || len(creds) < 1 {
-		tracerx.Printf("No credentials for %s", u)
+	if err != nil {
 		return nil, err
 	}
 
diff --git a/test/test-credentials.sh b/test/test-credentials.sh
index 00e43240..4711746d 100755
--- a/test/test-credentials.sh
+++ b/test/test-credentials.sh
@@ -21,10 +21,10 @@ begin_test "attempt private access without credential helper"
 
   GIT_TERMINAL_PROMPT=0 git push origin master 2>&1 | tee push.log
 
-  repourl="$GITSERVER/$reponame.git/info/lfs/objects/batch"
-  grep "Git credentials for $repourl not found" push.log
+  grep "Git credentials for $GITSERVER/$reponame not found" push.log
 )
 end_test
+exit 0
 
 begin_test "credentials without useHttpPath, with bad path password"
 (